Our Process

We listen to you first.

After we know your unique needs, we get to work on your custom plan.

Ultimately, The Capital Management Group’s sole focus is to deliver high-value, independent advice that is based on the best interests of our clients. We live and breathe to, very simply, keep our clients healthy, wealthy, & Financially Fit™.

FINANCIAL PLANNING
A Comprehensive Investment Advisory Solution
A client-centric and holistic approach that integrates investment management to accomplish all your goals, no matter how complex.

Cash Flow & Debt Planning
Educational Funding & College Planning
Federal Benefits & Military Planning
Profit Sharing Plans
Risk Management Planning
Household Tax Planning
Social Security Optimization
Multi-Generational Planning
Domestic Partnership & Same-Sex Planning
Real Estate Holdings/Income Planning
Stress Test Simulations & Monte Carlo Analysis

CLICK HERE TO LEARN MORE

BUSINESS PLANNING
Maximizing Your Biggest Asset
Our Business-Owner Planning approach assists high-income executives, professionals, and small business owners plan for and implement a lifetime income strategy that seeks to provide financial independence during retirement.

Succession Planning
Buy-Sell Planning
One-Way Buy Sell
Cross Endorsement Buy-Sell
Cross Purchase Buy-Sell
Entity Purchase Buy-Sell
Key Person Plans
Corporate Split Dollar Plans
Section 457(f) Non-Qualified Deferred Compensation Plans (NQDC)
Section 162 Executive Bonus Plans
Supplemental Executive Retirement Plans (SERP)
Deferred Compensation Plans
Director Fee Continuation Plans (DFCP)
Corporate-Owned Life Insurance (COLI)

CLICK HERE TO LEARN MORE

RETIREMENT PLANNING
A Roadmap to Retirement
Our Retirement Planning services involve evaluating your current financial standing and creating an accumulation strategy that will help to ensure a desired retirement lifestyle. Because an individual’s retirement years can span decades, retirement planning dominates other financial goals. A successful plan put into place during the wealth-building lifespan should address ways to maximize growth and tax-efficient distributions, as well as how to leave retirement assets to the next generation.

Guaranteed Income Streams
Tax-deferred Retirement Planning
Qualified Brokerage Accounts
Traditional IRA
Roth IRA
SEP IRA
Educational IRA
Simple IRA
401 (k) Planning
403 (b) Planning

CLICK HERE TO LEARN MORE

RISK MANAGEMENT
Proactivity Prevents Reactivity

Permanent Life Insurance
Long-term Care Planning
Chronic Illness Planning
Disability Income Planning
Buy-Sell Agreements
Key-Person Agreements
Cross-Purchase Agreements
Split-Dollar Programs
Third-Party Premium Financing
Ownership Succession Plans
Exit Strategy Planning
Mergers & Acquisitions
Business Valuations & Multivariable Forecasting
Bank-Owned Life Insurance (BOLI)

CLICK HERE TO LEARN MORE

TAX PLANNING, & SERVICES
Dedicated (customized/personalized) Guidance
Our Tax & Estate planning services create a master plan for tax-efficient management of your property during your working life, a strategy to provide you with maximal income during your retirement years, and the vehicles to distribute your wealth to your heirs and loved ones, all according to your exact wishes, through our expertise in tax-deferral, tax-advantaged investing, multi-state and multi-generational tax planning.